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What is an independent insurance agent?

Independent insurance agents don’t do business with just one insurance company, they work with multiple insurance carriers, enabling them to offer their clients a wide range of coverage choices to meet their needs.

Unlike so-called “captive” agents that only offer insurance products from one company, independent agents have the freedom to provide clients with the best combination of coverage, value, and price from different carriers. 

Independent agents are licensed, maintain continuing education requirements, and comply with all applicable laws and regulations. Independent insurance agencies are local businesses that are members of their communities. 

When you're ready to shop for insurance, contact a PIA independent insurance agent.

What is PIA?

PIA – the National Association of Professional Insurance Agents – is an organization that represents independent insurance agents. PIA’s four pillars – Inform, Educate, Advocate, Protect - ensure that its independent insurance agent members have the tools and resources they need to best serve their clients. 

What is PIA's mission?

PIA's mission is to enable the success of PIA and its members by identifying and meeting their needs. To lead the industry on behalf of professional independent insurance agents and the agency distribution system, providing the best in education, information, advocacy, and protection.